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Life Expectancy Calculator

Life Expectancy

How much you need for retirement depends a great deal on how long you expect to live. This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.

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This Financial Calculator requires SUN's Java™ Plug-in. If you see this message you will need to download SUN's Java™ Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosingInstall ActiveX Control. You can also get SUN's Java™ Plug-in here: Get the Java™ Plug-in!

 

*This calculator uses the 1986-1992 mortality tables published by the Canadian Institute of Actuaries (CIA). It also assumes that life expectancies will not improve during your remaining lifetime. If life expectancies increase dramatically over the next several decades, this calculator would underestimate actual life expectancies. If life expectancies decrease dramatically over the next several decades, this calculator would overestimate actual life expectancies.

Definitions

Current age
Your current age.

 

Gender
Males generally have shorter life expectancies than females. This calculator uses separate mortality tables depending on your gender.

 

Smoker
If you smoke, your life expectancy is generally going to be shorter than if you don't. This calculator uses separate mortality tables for smokers and non-smokers.

 

Weight & Height
Being overweight can reduce your life expectancy. Your target weight is determined by your height and weight, exceeding that weight reduces your life expectancy.

 

Drinking alcohol
Life style choices such as drinking alcohol can reduce your life expectancy.

 

Driving
Dangerous driving habits can indicate a greater risk of accidents and death. We use the number of driving violations to help determine this risk.

 

Blood pressure & Family medical history
High blood pressure and history of cardiovascular problems, diabetes in you or your parents can indicate a shorter life expectancy. While it can be difficult to control your family history, it is a factor in determining your life expectancy.

 


 

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.